We all understand that time do not wait for us and coming to year 2021, our world is changing. We need to have the vision to see what beneath the upcoming.

I would like to say TECHNOLOGY will be the KEY to success in 2021 and beyond. As we know Water, Metal and Fire element will be dominant in the coming year, especially Fire Element in Southeast Asia. If you like to move into the a new field of TECH, you can actually take a look at the following industries in the technological point of view.

There are 3 things you should equip yourself with to prepare what’s coming in the Year of the Metal OX. Things will be getter better but there is still many people that remain unresolved hence, we need these 3 pointers this year.
- More than 6 Months of cash reserve, this is essential even for normal days as those who are also behaving negatively will have a hard time if the do not have this for the raining days.
- Maximise your line of credit and make funds available for your use. Reason is that many businesses start to fold up and therefore you can make use of this opportunity for acquisition of their business. As market condition is still quite volatile, you can make use of these funds at the right time. You can invest in some cash generating fixed income investment.
- Hold on to different Country Currencies, as we see that the current in the country from the EAST will be growing stronger, it is always wise to have their currency at a better exchange rate now.
Hope that this few pointer can help you have a better direction in the coming Year of the Metal OX.
My next posting will be the Self Awakening for the year 2021. Do stay tune and for those who cannot wait you can contact me directly.